Basically there two types of catastrophic insurance plans: one is comprehensive and the other one is supplement plan. The comprehensive Catastrophic Health Insurance mostly covers the conventional health care and health care amenities in an emergency like hiring an ambulance. On the other hand, the supplement insurance cover caters to the requirements such as psychiatric treatment and nursing care. Under both these insurance covers, after paying the deductible, the total liability of the major part of the medical costs on the treatment of insured is met by the insurance provider. Read more at:
http://ehcsib.org/advantages-and-disadvantages-of-catastrophic-health-insurance-plans/
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