Tuesday, November 3, 2009

How to Afford Cheap Health care Insurance

If you need to purchase individual health insurance, it can be expensive. Unlike group plans, in which the costs and risks associated with health care are spread among many people; individual health policies are “medically underwritten” to take into account your personal health history. Any “pre-existing” condition such as heart disease, diabetes, and even pregnancy, can nix your chances of acceptance or boost your premiums.
To determine the acceptability of a particular applicant, a health insurance underwriter can require information regarding the following:
The individual’s age: Age determines rates and whether coverage will be issued at all.
The individual’s gender: at younger ages, males have a lower rate of illness and injury than females. That changes by age sixty. To read more about this article click link below: http://www.yourdailyhealthtips.com/health-insurance/cheap-health-insurance-made-easy.html

No comments:

Post a Comment